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![]() The forest was beautiful, and mom even got a post-worthy shot with her phone.īlack Forest Mountain Village – Hofgut Sternen I was on the lookout for some of my long lost German bear relatives, but apparently it’s a lot easier to spot goats that bears in these hills. Mom and I ventured into the forest.īlack Forest Stream – photo credit Maria Gustin Dad, always on the lookout for a good shot stayed behind walked around for just the right subject, angle and light. “Stern” is “star” in German, so it was like “the light at the end of the tunnel.” This settlement was our stop in the Black Forrest, and it is still an inn, but also restaurant, and local craftsmen have shops here.īlack Forest Mountain Village – Divide and ConquerĪt Hofgut Sternum there were several options – we could see the cuckoo clocks being assembled and shop for clocks, we could go on a hike through the forest, we could see the glassblowers and shop there, and we could get some Black Forrest Cake and see the demonstration of how that’s put together. Past that section there was an Inn called Hofgut Sternen where travelers would seek refuge and rest from their difficult journey. There was a portion called “Hell’s Valley” where travelers would often get robbed because there was no escape – the sides of the valley were so steep, and the road was very narrow. The area has a history rich with folklore and legend. The Black Forest region in Germany got its name from the Romans that were daunted by the thick forest growth and its difficulty in allowing passage. She was very knowledgeable about the region, and was able to answer many spontaneous questions that were not necessarily on her “spiel.” After boarding our bus we were introduced to our guide, Sarah who lives in the nearby town of Freiburg. They randomly assign your party to a bus, give you a card with that bus’s number, and you just follow the signs and the tour guide with that number. Their system for getting people where they need to be is pretty simple. We do, however need to let them know when we come and go. No big lines, not a lot of security screening or metal detectors, etc. One nice thing is we can just walk off the ship and right into the town. There is a very different feel to this cruise than those we have done before. We have a full ship, but that is only 190 passengers. After a quick breakfast we were ready for our excursions.Ĭhurch Overlooking Rhine River in Breisach, Germanyĭrive Through the Quaint Germany Countryside We had docked in the city of Breisach, a small German town which was an important fortress in the Middle Ages. This clock model is produced by the Trenkle company in Simonswald, a family business that has been around for the last 50 years, and prides itself in combining the traditional handcrafting with new technical developments.Guten Morgen! When we woke up this morning we were greeted by this beautiful scene. The clock comes in an original box with complete instructions. ![]() The Quartz battery clockwork is run by three 1,5V Size C batteries that are delivered with the clock. The clock has a manual night switch off, and also a light sensor to automatically turn off the cuckoo and music sound when it is dark. After the cuckoo call, one of the 12 alternating melodies plays, to which the water wheel turns. The cuckoo opens the door at the full hour, "tweets", and calls with Echo, telling the number of the hour. His faithful dog is accompanying him on his journey. A beautiful mountain girl is sitting down for a relaxed lunch, and invites the weary traveler to come enjoy the meal with her. ![]() ![]() Little lattice windows with red heart shutters adorn the housefront and right side, along with pine trees and a water wheel. The natural wood color of the house is in contrast to the stained lattice woodworking. This Black Forest Cuckoo Clock is a quaint little chalet lodge in the mountains with beautiful woodworking on the housefront. Life settlements remain a niche asset class. It would allow seniors to pay for health care costs using tax-exempt proceeds from the sale of their life insurance. In 2020, the Senior Health Planning Account Act (HR 5958) was introduced in the U.S. Proceeds in excess of the surrender value are taxed as capital gains. įollowing the Tax Cuts and Jobs Act of 2017, proceeds up to the total amount of premiums paid over time are tax-free, and proceeds more than the tax basis up to the amount of the policy’s surrender value are taxed as ordinary income. In 2010, NCOIL adopted the Life Insurance Consumers Disclosure Model Act. In 2007, The NAIC and NAIC adopted revisions to the Viatical Settlements Model Act and the Life Settlements Model Act to strengthen consumer protections and address STOLI (stranger-originated life insurance) concerns. In 2005, the life settlement industry was regulated in 25 states, providing seniors more value than the cash surrender option. In 2001, "life settlements" became a common term to describe the purchase of life insurance policies from senior citizens. ![]() In 2000, the National Conference of Insurance Legislators (NCOIL) adopted the Life Settlements Model Act. The term viatical settlement refers to a life settlement where the life expectancy is under two years because the person was terminally ill. In 1993, the National Association of Insurance Commissioners (NAIC) adopted the first Viatical Settlement Model Act. Second, carriers now offer accelerated death benefit riders, which pay out if the insured is terminally ill, so there is no need for a settlement. ![]() First, the market size of terminally ill insured interested in selling their policies is small. Policies of terminally ill patients are rare for two key reasons. In its place arose a new strategy focusing on acquiring policies of the elderly, although a niche business persists to this day acquiring policies on terminally ill of all ages. However, by the mid-1990s, this investment strategy had faded away because of the rise of antiviral drugs. AIDS victims faced short life expectancies, high unanticipated expenses related to medical care, and selling a life insurance policy that they no longer needed as a way to pay these expenses made sense. 1980s - 1999 ĭespite the Supreme Court ruling, life settlements remained extremely uncommon due to lack of awareness from policy holders and lack of interest from potential investors. Justice Oliver Wendell Holmes noted in his opinion that life insurance possessed all the ordinary characteristics of property, and therefore represented an asset that a policy owner may transfer without limitation. Unable to afford a premium payment and needing money for an operation, he assigned the policy to a doctor in exchange for 100 dollars. In Grigsby, John Burchard bought an insurance policy on his life. The case was argued in November 1911 and decided on December 4, 1911. 149 (1911) established and legitimized the life insurance industry, ruling that policy as private property, which may be assigned at the will of the owner. Policyowners are generally 65 or older and own a life insurance policy worth $100,000 or more. Most commonly, universal life insurance policies are sold. Term, permanent, or whole life insurance policies qualify for life settlement. After the transaction has closed, there are no future premium obligations ![]() In a retained death benefit transaction, policyowners receive cash payments and their beneficiaries also receive a payment after the insured dies. On average, the policyowner receives three to five times more than the surrender value for the policy. The primary reason the policyowner sells is because they can no longer afford the ongoing premiums, they no longer need or want the policy, to fund long-term care, increased medical costs, or they need money for other expenses. The investor assumes the financial responsibility for ongoing premiums and receives the death benefit when the insured dies. Life settlement of a life insurance contractĪ life settlement is the legal sale of an existing life insurance policy (typically of seniors) for more than its cash surrender value, but less than its net death benefit, to a third party investor. ![]() "you can beat cheaters with practice, cheaters suck at the game". ![]() People who complain about cheaters receive the following responses: This is prolific in general chat and in /r/playrust subreddit. This makes it very difficult since the admin must spend valuable time watching the player and 'catching them in the act'. Admins have to very solid proof of cheating to ban players from official servers (after all, they bought the game, facepunch wants minimal false positives). So far, none of my reports have resulting in a ban on playrust, or rustafied. A player read all the items on my hotbar to me while I was in bandit camp. Groups of players beeline across a monument to the location where I am hiding, passing by crates. Players routinely pre-aim, or 'prefire', the top of ridges when I crest the ridge from >150m, despite having no knowledge that I was approaching. A player shot me from 150m in darkness through 7 layers of tree branches, while I have been stationary. Other times, I have experienced incredibly suspicious behavior. Sadly, these are often some of the most active groups on the server. While remaining stationary, and creating no noise or activity, it will take about 5-30 minutes for a group of players to appear and begin circling the hut. I spawn in at a random time and load my hotbar with C4, rockets, or HQM. I have tested ESP honeypots on a couple /r/playrust servers and was sad to see how quickly I could find an ESPer. It is difficult to detect and negates all stealth play, squad tactics and positioning. Scripting is easy to fix by the developers and can be theoretically overcome by aim training. Throughout the Rust community, cheats like ESP and aim scripts are no longer taboo like they used to be. Cheating is being 'normalized' and is spreading throughout official servers like wildfire as the OTV newbies are becoming seasoned. I also follow some of the top cheating discords and forums.Ĭheating is currently undergoing a renaissance in Rust. I have been conducting some honeypots and other tests in-game, to detect cheaters. /r/RustConsole (Rust console discussion)./r/playrustservers (Server advertising).Support powered by DigitalOcean Other Links Join the discord for discussion and support. r/PlayRust Public Servers US Official Servers If you like to discuss items specific to console, please use r/RustConsole.Ĭlick here for a full explanation of our rules. General Rust discussion is encouraged, but specific console discussion topics are not allowed.Server/EAC/VAC ban discussions / pleas are not allowed.Please don't advertise your plugin, service, or discord server without approval.Abusive, harassing complaints with little substance are not allowed.When posting commits, or tweets of commits, the post title must closely resemble the commit.No naming/shaming posts, including cheaters, streamers misbehaving, etc.No excessive posting of your own content, as per the reddit rules regarding self-promotion - no more than 10% of your submitted links should be to your own content.No trading/selling/buying of goods/services, advertising livestreams, skins, contests and giveaways.We do not tolerate witch hunts in the playrust subreddit. No server admin abuse / server complaints.No server ads, looking for server or looking for group/recruitment posts.Repetitive, low-effort/ low-quality, or an unoriginal IRL posts will be removed. Memes are okay, but moderators will use their discretion if/when things get out of hand. Content posted must be directly related to Rust. ![]() Along with the temporary Home update, iOS 16.2 brought a new karaoke feature to Apple Music, improved the always-on display on iPhone 14 Pro, and introduced the Freeform app. It also included bug fixes and security updates. ![]() It also adds support for the new 2nd-generation HomePod. It’s notable features include support for security keys for Apple IDs and the expansion of Advanced Data Protection to users outside the U.S. (There is also an iPadOS 16.3.1 update for iPads). The update also improves Crash Detection on iPhone 14, Siri requests for Find My, and iCloud settings. For more information read: Why you will want to update to iOS 16.4.īefore iOS 16.4 iOS 16.3.1 arrived on February 13 and brought bug fixes and critical security updates. IOS 16.4 arrived on March 27 and included the Apple Music Classical support, a Home update new emoij an update to Podcasts and more. It is hoped that the 16.4.1 update fixes the Weather app issue. IOS 16.4.1 arrived on April 7, it brought a number of bug and security fixes including: Pushing hands emoji does not show skin tone variations, Siri does not respond in some cases, Fixes for two security flaws that allowed for arbitrary code execution. If you have installed this update it will show on your iPhone as iOS 16.4.1 (a). Apple stated that: “This Rapid Security Response provides important security fixes and is recommended for all users.” The update requires the iPhone to shut down and restart and is about 85.2MB. This was the first time Apple had used the Rapid Security Response system on a regular public release, the ability to release these RSRs means Apple can patch security vulnerabilities quickly, rather than waiting for a larger version release that can take weeks to test. iOS 16.5 also included 40 security updates across all aspects of the system, from the Weather app to the cellular modem. Additionally, the update fixes three WebKit flaws that have been actively exploited, two of which were fixed in the iOS 16.4.1(a) Rapid Security Response update earlier in May.Īpple issued a Rapid Security Response update for iOS 16.4.1 on 2 May. It also fixes an issue that prevents charging with the Lightning to USB 3 Camera Adapter.”Īpple released iOS 16.5 on May 18, iOS 16.5 includes a new multi-view sports view and Sports tab in Apple News, Pride wallpaper, a Podcast fix for CarPlay and a fix for a Screen Time issue. Apple described as iOS 16.5.1 “important security fixes and is recommended for all users. ![]() This security measure verifies the authenticity of iMessage users and is aimed at those with high-security demands (like those targeted by state-sponsored digital threats).Īpple updated iOS 16 on June 21 with security fixes. iOS 16.6 beta also contained code to enable iMessage Contact Key Verification. Apple admitted that it was aware that two of the security issues may have already been actively exploited in the wild (although one of these was addressed in 16.5.1). IOS 16.6 arrived on July 24 and is a maintenance release that contains important bug fixes and several security updates, including fixes for multiple Kernal and Webkit issues. ![]() ![]() The early years are also when connections between brain cells are being made at an amazing rate – at least one million new neural connections (synapses) every second, far more than at any other time in life. Incredibly, it doubles in size in the first year and keeps growing to about 80% of adult size by age 3 and 90%, nearly full grown, by age 5. ![]() And the early years of a child’s life are a crucial time for making those connections.Ī child is born with about 100 billion brain cells (neurons).Īt birth, the average baby’s brain is about a quarter of the size of the average adult brain. A newborn baby has all of the brain cells (neurons) they’ll have for the rest of their life, but what really makes the brain work – and enables us to move, think, communicate and just about everything else – are the connections between those cells. The human brain, the command center of the entire body, is not fully developed at birth. That’s why your child’s early years are so important. And how a young child’s brain develops impacts their future abilities to learn and succeed in school and in life. Early childhood is when the brain develops faster than at any other time in life. ![]() We hope these tips help you find the perfect ring size! If you have any questions or concerns, please don't hesitate to contact us. We are always happy to assist you in finding the perfect fit for your new ring. If you have any questions about this process, please don't hesitate to contact us. We recommend using a trackable shipping method to ensure that the ring sizer arrives safely and is returned to us promptly. Please note that while we are happy to provide this option, there will be a postage fee that you will need to pay to send the ring sizer back to us once you have determined your ring size. To request a plastic ring sizer, simply contact us and let us know that you would like one sent to you. We understand that some customers may prefer not to use our printable ring sizer, and that's okay! We want to make sure you have access to the most accurate ring sizing options, so we offer a plastic ring sizer as an alternative. ![]() Take note of the measurement in millimeters and refer to a ring sizing chart to determine your size. Use a tape measure: Wrap a soft tape measure around the base of your finger, making sure it's snug but not tight.This is a great option if you're able to visit a local jeweler. You print out a ring sizer and wrap it around your finger until you find a comfortable fit. Visit a jeweler: A professional jeweler can measure your ring size accurately using a ring sizer tool.If you're still unsure about your ring size after using our printable ring sizer, we recommend trying one of the following methods to double-check: Determine your ring size: Take note of the number on the sizer that aligns with the edge of the strip.Make sure the numbers on the sizer are visible and facing out. Measure your finger: Cut out the ring sizer along the dotted line, and wrap it snugly around your finger.Be sure to UNCHECK all "SCALE TO FIT PAGE" options when printing. Print the sizer: Download and print our ring sizer on a letter-sized paper.To use our printable ring sizer, simply follow these three easy steps: We understand how important it is to have a ring that fits comfortably and securely, and we're here to help. ![]() `appium:customSSLCert` | Adds a root SSL certificate to IOS Simulators and real devices. `appium:resetLocationService` | Whether reset the location service in the session deletion on real device. **This capability has no effect since driver version 5** It includes `pixelRatio`, `statBarHeight` and `viewportRect`, but it causes an extra API call to WDA which may increase the response time like (). `appium:includeDeviceCapsToSessionInfo` | Whether to include screen information as the result of (). If this capability is provided then the driver will try to start the test in Web context mode (Native mode is applied by default). `browserName` | The name of the browser to run the test on. `appium:printPageSourceOnFindFailure` | Enforces the server to dump the actual XML page source into the log if any error happens. Please check (troubleshooting.md#clear-the-application-local-data-explicitly-for-real-devices) for more details regarding obsolete application data cleanup on real devices. The application data might be cached on real devices under particular circumstances. `appium:fullReset` | Being set to `true` always enforces the application under test to be fully uninstalled before starting a new session. This means that the application under test is not going to be terminated neither its data cleaned. `appium:noReset` | Prevents the device to be reset before the session startup if set to `true`. Always set this capability if you run parallel tests or use a real device to run your tests. Could be retrieved from Xcode->Window->Devices and Simulators window. `appium:udid` | UDID of the device to be tested. This capability is used for device autodetection if `udid` is not provided `appium:platformVersion` | The platform version of an emulator or a real device. Consider setting `udid` for real devices and use this one for Simulator selection instead `appium:deviceName` | The name of the device under test. Values of `automationName` are compared case-insensitively. ![]() `appium:automationName` | Must always be set to `xcuitest`. ![]() Appium itself is not strict about this capability value if `automationName` is provided, so feel free to assign it to any supported platform name if this is needed, for example, to make Selenium Grid working. appium/appium-xcuitest-driver/blob/master/docs/capabilities.md -Ĭapability | Description ![]() During the exams, Orochimaru, a wanted criminal, invades Konoha and kills the Third Hokage for revenge. Like all the ninja teams from every village, Team 7 completes missions requested by the villagers, ranging from doing chores and being bodyguards to performing assassinations.Īfter several missions, including a major one in the Land of Waves, Kakashi allows Team 7 to take a ninja exam, enabling them to advance to a higher rank and take on more difficult missions, known as Chunin Exams. Shortly afterward, Naruto becomes a ninja and joins with Sasuke Uchiha, against whom he often competes, and Sakura Haruno, on whom he has a crush, to form Team 7, under an experienced sensei, the elite ninja Kakashi Hatake. Naruto defeats Mizuki in combat, earning the respect of his teacher, Iruka Umino. Due to a decree by the Third Hokage forbidding any mention of these events, Naruto learns nothing about the Nine-Tails until 12 years later, when Mizuki, a renegade ninja, reveals the truth to him. Naruto is often scorned by Konoha's villagers for being the host of the Nine-Tails. ![]() The Third Hokage returns from retirement to become the leader of Konoha again. In response, the leader of Konoha and the Fourth Hokage, Minato Namikaze, at the cost of his life, seals the fox inside the body of his newborn son, Naruto Uzumaki, making him a host of the beast. See also: List of Naruto chapters (Part I)Ī powerful fox known as the Nine-Tails attacks Konoha, the hidden leaf village in the Land of Fire, one of the Five Great Shinobi Countries in the Ninja World. Critics noted that the manga, which has a coming-of-age theme, makes use of cultural references from Japanese mythology and Confucianism. Reviewers praised the manga's character development, storylines, and action sequences, though some felt the latter slowed the story down. It has become one of Viz Media's best-selling manga series their English translations of the volumes have appeared on USA Today and The New York Times bestseller list several times, and the seventh volume won a Quill Award in 2006. Naruto is one of the best-selling manga series of all time, having 250 million copies in circulation worldwide in 47 countries and regions, with 153 million copies in Japan alone and remaining 97 million copies elsewhere. The story of Naruto continues with Naruto's son, Boruto Uzumaki, in Boruto: Naruto Next Generations: Boruto wishes to create his own ninja way instead of following his father's. The films and most OVAs from the series were also released by Viz, with the first film premiering in movie theaters. The anime series began airing in the United States and Canada in 2005, and in the United Kingdom and Australia in 20, respectively. Viz Media licensed the manga and anime for North American production and serialized Naruto in their digital Weekly Shonen Jump magazine. Other Naruto-related merchandise includes light novels, video games, and trading cards developed by several companies. Besides the anime television series, Pierrot also developed 11 animated films and 12 original video animations (OVAs). After Disney XD removed the series from broadcast, Viz Media began streaming new English dubbed episodes on their streaming service Neon Alley in from December 2012 to March 2016, starting at episode 99 and ending at episode 338 due to the service's shutdown. ![]() The English dub of Shippuden was broadcast on Disney XD in the United States from October 2009 to November 2011, airing the first 98 episodes before eventually switching over to Adult Swim's Toonami programming block in January 2014, starting over from the first episode. ![]() A second series, which adapts material from Part II of the manga, is titled Naruto: Shippuden and ran on TV Tokyo for 500 episodes from February 2007 to March 2017. Part I of the manga was adapted into an anime television series by Pierrot and Aniplex, which ran for 220 episodes from October 2002 to February 2007 on TV Tokyo the English dub of the series aired on Cartoon Network and YTV from September 2005 to December 2009. Naruto was serialized in Shueisha's shōnen manga magazine Weekly Shōnen Jump from September 1999 to November 2014, with its chapters collected in 72 tankōbon volumes. The series is based on two one-shot manga by Kishimoto: Karakuri (1995), which earned Kishimoto an honorable mention in Shueisha's monthly Hop Step Award the following year, and Naruto (1997). The story is told in two parts: the first is set in Naruto's pre-teen years (volumes 1–27), and the second in his teens (volumes 28–72). It tells the story of Naruto Uzumaki, a young ninja who seeks recognition from his peers and dreams of becoming the Hokage, the leader of his village. Naruto is a Japanese manga series written and illustrated by Masashi Kishimoto. |
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